PT Wira Karitas & Bank NTB Syariah Perkuat KUR bagi PMI
PT Wira Karitas and Bank NTB Syariah Strengthen KUR Financing Access for Indonesian Migrant Workers
Mataram, August 19, 2026 — Access to safe, inclusive, and sustainable financing plays a vital role in strengthening the economic independence of Indonesian Migrant Workers (Pekerja Migran Indonesia/PMI). As part of this commitment, PT Wira Karitas and PT Bank NTB Syariah have officially signed a Cooperation Agreement on the Guarantee of People’s Business Credit (Kredit Usaha Rakyat/KUR) Financing for Indonesian Migrant Workers.
This strategic partnership marks an important step toward expanding access to financing for Indonesian migrant workers while supporting their long-term economic resilience and the well-being of their families back home.
Through this guarantee scheme, Indonesian migrant workers are expected to gain broader and more reliable access to KUR financing to support productive needs, business development, and greater financial independence upon returning to Indonesia.
Expanding Financial Access for Indonesian Migrant Workers
As one of Indonesia’s key financing instruments for promoting financial inclusion and economic empowerment, People’s Business Credit (KUR) has significant potential to help Indonesian migrant workers build stronger financial foundations for their future.
The collaboration between PT Wira Karitas and PT Bank NTB Syariah brings together financing access and guarantee support to create a more inclusive, reliable, and sustainable financial ecosystem tailored to the needs of Indonesian migrant workers.
For migrant workers, access to financing is more than simply access to capital. When provided responsibly and effectively, financing can become an important pathway toward economic independence, improved family welfare, entrepreneurship, and sustainable livelihoods.
Maria Ginting: Empowering Migrant Workers to Build a Stronger Future
Maria Ginting, CEO of PT Wira Karitas, emphasized that the partnership reflects the company’s commitment to empowering Indonesian migrant workers through more inclusive and sustainable access to financing.
“Indonesian Migrant Workers play an important role in supporting their families and contributing to the national economy. Through this partnership, we want to help ensure that migrant workers have access to financing that is safe, accessible, and appropriately targeted. We believe that strong financial support can provide a foundation for them to build a more independent, productive, and prosperous future, both while working abroad and after returning home,” said Maria Ginting.
Maria further highlighted that expanding financial access should be part of a broader ecosystem that supports the protection, empowerment, and long-term economic resilience of Indonesian migrant workers.
“We hope that our collaboration with PT Bank NTB Syariah will not only broaden access to financing, but also create greater opportunities for migrant workers to develop businesses and improve their families’ quality of life. When migrant workers are empowered, their families, communities, and local economies can grow alongside them,” she added.
From Financial Access to Economic Independence
The partnership between PT Wira Karitas and PT Bank NTB Syariah represents a shared commitment to advancing a more inclusive economy by ensuring that Indonesian migrant workers have greater opportunities to access sustainable financial solutions.
Indonesian migrant workers make an important contribution to Indonesia’s economy. Supporting them, therefore, should extend beyond their departure and overseas employment. It should also include financial empowerment, access to financing, entrepreneurship opportunities, and long-term family welfare.
Through this collaboration, PT Wira Karitas and PT Bank NTB Syariah are committed to strengthening the financing ecosystem for Indonesian migrant workers and creating greater opportunities for them to build sustainable economic futures.
Ultimately, the success of Indonesian migrant workers is not defined solely by their employment overseas, but also by how their hard work can become a foundation for a more secure, independent, and prosperous life when they return home.
PT Wira Karitas believes that empowered migrant workers build stronger families, more resilient communities, and growing local economies.
Together, empowering Indonesian Migrant Workers toward greater independence and prosperity.
